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Best Internet Banks, 2018

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Because online-only banks don't have the same overhead costs that brick-and-mortar banks do, they are more likely to pare down pesky fees and provide accounts with no minimum balances and higher yields.

For example, our picks charge only $25 for overdrafts (compared with the national average of about $32, according to Informa) and allow you to link accounts for free transfers. They also make up for a lack of in-person service with around-the-clock customer service.

Here's a look at our top picks for online-only banks.

SEE ALSO: See Our Complete Guide to 2018's Best Banks

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