Kiplinger’s Personal Finance

Kiplinger's Personal Finance

July 2019

July issue of KPFM

Cover Story

Where to Invest Now

Tariff tantrums and rising labor costs are weighing down this aging bull market.

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Table of Contents

AHEAD

From the Editor

Alice Rivlin was one of the most vocal critics of the government’s accumulating red ink.

Get a Good Deal on a Last-Minute Vacation

You can still save on end-of-summer or fall vacations.

Building Wealth With a Higher Purpose

This former monk found out the hard way that money is not the root of all evil.

New Law Could Change Rules for IRA Withdrawals

Under the proposed legislation, you would have more time to take IRA distributions.

The Problem With PLUS Loans

New student loan rates are lower, but parent loans are still no bargain.

Next Social Security Raise Likely Meager

But there could be an increase if higher tariffs on Chinese imports or a spike in gas prices drive up inflation in the third quarter.

Your Boss May Help You Save for College

Some employers allow payroll deduction into 529 plans.

Opening Shot

When markets are choppy, bonds add ballast to your portfolio, offering stability no matter what interest rates do.

Nina Olson: The Softer Side of the IRS

The national taxpayer advocate, who’s retiring soon, gives frustrated taxpayers a voice.

Kiplinger's 2019 Midyear Investing Outlook

Tariff tantrums and rising labor costs are weighing down this aging bull market.

MONEY

Making It in the Gig Economy

Whether you’re earning extra money or working full time, you’ll need to adopt new financial strategies.

Choose from This Slew of Great Side Hustles

Renting out your house is only one way to make money. This expert recommends some of the top gigs.

Smart Ways to Lend Money to Family

Keep good records, and don’t hand over money you can’t afford to lose.

Nina Olson: The Softer Side of the IRS

The national taxpayer advocate, who’s retiring soon, gives frustrated taxpayers a voice.

Better Protections for Prepaid Debit Cards

Register your card to ensure you’re covered.

INVESTING

Kiplinger's 2019 Midyear Investing Outlook

Tariff tantrums and rising labor costs are weighing down this aging bull market.

Investing Strategist: It's Time to Be Defensive

Brian Nick of Nuveen sees a range of hazards for a “choppy” and “frustrating” market in 2019.

5 Stocks to Buy Now for the Rest of 2019

With the easy gains behind us this year, look for stocks that can eke out reliable earnings growth in a low-growth economy.

Opportunity Zone Investing: Is It for You?

A new type of fund that invests in low-income communities gives some investors a tax break, but it’s not for everyone.

The Outlook for Dividends

A few companies are cutting them, but payouts are healthy overall.

Income Investing

Between now and year-end, you can expect all to be quiet on the income front.

Fund Watch

Oakmark International, a Kiplinger 25 member, has stumbled recently along with foreign stock markets at large, but the fund's strategy has delivered over the long term.

Fund Watch

A hefty chunk of cash has helped this Royce Special Equity Fund’s performance.

LIVING

62 Super Deals and Discounts for 2019

We’ve found dozens of deals and discounts, plus ways to save (or make) a buck on everything from brokerage accounts and college tuition to tech and summer travel.

Find a Laptop That Fits You

If you’re upgrading, you won’t have to spend a bundle to get what you need.

What's Your Ticker Symbol IQ?

Can you tell your BOOMs from your BANGs or your YINNS from your YANGS? Take our quiz to find out.